Saturday, August 13, 2011

Green Energy

I find that recently I have been reading some articles about the new uses of solar,wind and other green energy concepts to provide clean cheap energy for home owners and commercial usage. In reading these articles I am struck by the lack of total users and producers that generate and use these methods of power consumption. So I like a lot of other American are too much dependant on modern power sources like batteries,coal and nuclear power and the list goes on of fossil based fuels used to generate power. If more effort and resources is going to be put towards green energy then everyone ultimately benefits from it and more people including government,business,home owners would gladly make the switch to this cheaper and more efficient energy sources. The trouble with it that most don't know much about it and it is not generally offered to the mainstream public because of initial investment costs of getting your own system to be off the grid permanently. The cost of the initial system is ranging from $10,000 to $30,000 which makes most people not able to afford it except the wealthy who can afford this for their home or business . Most people in America don't even know that there is several government tax credits and programs that are available to install and use this kind of power production system. The usage and install of such a modern system in what ever application they intend to us it for over the life cycle is actually more cost effective and cheap to use than current regular method's such as coal,nuclear,gas and it does little damage to the environment. So if you spend the system cost and itemize it over the period of say just a decade which is ten years you will see that your actually spending tons less in money and yet you get the same or more user output as compared to the regular power systems currently used. You could use those cost savings to build and expand your own grid using solar,wind and hydro electric power for which you could sell to the grid to generate a fat profit share off of the excess electric power that you don't use at your location. There are some good companies that produce solar,wind turbines and hydro power production systems that have more than enough capacity to provide heat,light,water and more to your home or business and even government location. So why are people,government and business not jumping on the band wagon and getting their own systems and using them for all the power needs? Good question.. Well besides te costs involved of initial system purchase and setup then you run the gamut of very costly licensing and permits that can take months or even years to get approved for with your state,town,city that drives the cost up through the roof. Then you got to get approval from the Public Utility Commission to even run the system because you are now put in a separate category as a power producer which is very heavy regulated by both states and the federal government. I know something about this as my father and I tried unsuccessfully to get approval for a solar and wind combined system in the late 1990's and got rejected repeatedly by the P.U.C. (public utility commission) and we found out the hard way that even for a home owner that every system has to licensed and then inspected regularly by the state. Each system must meet federal and state guidelines for power generation which in in of itself is a dizzy array of mindless regulations and hoops that you got to go through before and after your install and system usage. While each state is a little different everyone has to still comply with everything from the location of the system including it to the usage and maintenance of the power grid production which is all cataloged in a government database which is monitored for rules violations. This is why most people who want to put in such a power system eventually give up on ever installing it  due to the heavy handed approach of government involvement and the sheer cost of installing it and maintaining it. With all this people just are basically forced to go back to the regular grid power companies even if they really want to be self sufficient and not have to pay for some other source of power. When you all add the system cost the fees and then a ten thousand dollar license fee from the Public Utility it really makes green energy is not affordable for the average person and only affordable for a very select few who have the dollars to invest in it . The other reason why so few private power systems are functioning today is that nobody wants to be subject to regular inspections and ridicules regulations by government agencies that give the others who are wealthy big business producers a gift in edge against what would ultimately be their competition. It makes it a elite club of companies that have the dollars to invest and are already a part of a public utility a unfair advantage over those who don't have the financial ability to make a  green energy power system installed and functioning. By reducing government involvement and opening it up to private sector companies and people and introducing more privatization you would make these systems more affordable and more of these systems would be in use today and the future. This all by the way very good for the environment as it reduces green house gas emissions,carbon emissions,freon and other pollution that cause serious long term damage the environment. By selecting green energy as a method of satisfying our current,future needs for power we all benefit more from it's installation and usage. This while reducing our dependencies on fossil fuels such as foreign oil,gas,coal,nuclear which choke our environment and drive up the cost of producing and transmitting power to the customer. It is better to derive a future for all of us by using cleaner sources of energy that do our environment good by not harming it and yet  provide for all our power consumption both in the short and long term in our communities and our nation as a whole.

Thursday, August 4, 2011

Jobs In America

I could not resist the temptation to sit here and write about the hardships of getting a pqaying job these days. It seems that everyone who wants to work is singing the same blues about the lack of good paying jobs and how badly they or someone they know is being hurt by it. I know because even though I am employed in many business ventures and a paart time job on top of it the cost of living just eats up all my income. It is very hard for people I know to get employment out there in America because nobody is hiring and that is really causing a lot of pain in everyone I meet and my close friends too with one exception because they are filthy rich. The cost of everything is more expensive than what was even a decade ago and yet the lack of jobs and enough income to sustain ones family and yourself is not their anymore. More people have found themselves displaced by the current economic woes than at most any time in history of the last hunderd years. The fact that when you look for a paying job now that you almost allways have to apply online instaed of a paper application has just made it much worse for everyone. If you are supposed to apply online chances are very strong that you will neever hear from the employer you want to work for since you and ten million other people have applied for the same job. You really have to get luvcky now to get noticed and get that first interview for the job you have applied for and really need to pay your bills. It is the truth that some parts of America are better than others and if you are willing to go there you will get lucky and get a good paying job. These economic booming areas are mostly in the southern states and that is where most people are heading these days because of economics. If you want to live you got to go where the money is and some parts of this country are just awefull like New England states and in the mid western states where the economic unemployment rate averages 13 percent. This rate of people who find it hard to find employment is also the reason why more people are losing everything and forced to live in a homeless shelter or on the street with no place to go. Every week I meet more people who say they wish they could raise the standard of living of the bottom but they can not find any means in employment to accomplish that in their life. It is really sad that theses very same people who used to have a home and a great life now have virtually nothing or nothing at all to claim as property and possessions that they own. Looking at the way job applicants are forced into a pool of available  labor is really unfair to the ones who have a talent or trade that is useable but still find because of eceonomics they are not able to work steady and get out of the whole that they are unfortunately find themselves stuck in not enough to provide for themselves and thier families. The amount of people who are unskilled labor is appauling and those re the people who are first to feel the squeeze of a bad economy. Let us face the facts that if you are one of the lucky few who has a home and has a good paying job or independent wealth you are in a small majority compared to the rest of Americans who have part time jobs or no job and no home at all because they can not afford one. The older past generations never thought or sweated about having a paying job or a home and food etc. because they allready had all that and could eaily keep it for teirentire lifetime. Well things have changed alot since then and from the baby boom generations on down things are much more difficult to even get all what our past generations had and took for granted Now a days the nomal is for most people to have little of any assests and possessions because they have not enough money or no money at all in their pockets. This is really the sad but true way lots of Americans are now forced to live because of how the economics in America have effected every corner of society. We all in America are suffering except for the lucky few who have allways had the finances to weather any economic upheaval. So in cloing we are all feeling the pinch in our wallets and lives and if wwe keep going at our current rate of decline most of us will be homeless and living off goverment welfare the rest of our lives which is a sad but true statement for way too many people presently in America.

Wednesday, August 3, 2011

Old Blog Revival

I just want to bring to my attention of my readers here that you can now go to my original blog online and I have decided to give it new life. After many years of ignoring it I finally have gone back to publishing to it and you will find many new and interesting commentary pieces on it that you will not find here. Click or Type Link   http://shine.yahoo.com/blog/CLYGPXBQE7OZ3AJYLF77HX7GKU/
I am also in the process of making this blog a more business,travel,investing,news and much more to this blog so as to gain more readers and keep things interesting to my loyal readership. So go check out my personal Blog and look for some good things to come on both blogs sooner. I almost forgot to mention that I am now a accredited journalist on CNN.com and you can find me and  my news pieces on I-Reports now on CNN News so look for me and sooner I will be providing the link to it here so stay tuned.. I am also write as a staff writer with a  news colomn that you can read in a local newspaper and the link is.. http://www.streetsights.com/ and look for me in that newspaper too. More to come so as I get to doing it I will post it here on this blog....

Tuesday, August 2, 2011

Government Debt

I know that it is on the minds of most of my readers as to what should be done with the government debt crisis in America. I know I have been watching like most people the political fallout in Washington DC. over the possible extending of our fiscal problems due top piling on more debt to shore up the Federal Reserve banking system. In my newspaper piece which you can read at http://www.streetsights.com/ I go into some facts about how our economy is going to faulter more with the increased financial burden of more trillions of debt piled on a allredy hurting economy. I do not go very heavy into the fundermentals like I am going to do here today as my editor at that paper limits my space that I can print in my column. So, heres goes the facts and I am going to spread it on thick here today about our national financial problems. First up is that we can not as a nation of oabout 350 million people can no longer pay the burden that Congress and President Oboma have piled on us. We don't have the money so how do you expect a nation to pay for something that goverment keeps messing up on and that is finances. POINT BLANK.. WE ARE BROKE!!! This great nation is suffering with a lack of funds and our economy is suffering to mostly because we all allow govermment to spend our hard earned money to fund waste programs. This does us nothing as a nation to increase our net worth in trade and every other facet of American economic growth. To do nothing and support foriegn banks,corporations and goverments is just insane meanwhile the majority of Americans are forced to work two or three jobs or be homeless and broke perpetually because no one in this country has the guts in public policy to just say no to more government expansion. By increasing the national debt 2.5 trillion dollars more that is going to really sink our economic system which the elected folks in Congress and the President don't seem to understand that we as a nation are in no financial shape to incurr more debt and cost to us. Some how that point seems to be really being missed is even as technology and inventive that we are we are all hard workers out in mainstream America. But the bulging debt that our government keeps increasing on us as American citizens is just to much for us to handle. I was just reading a story on CNN that says the Congress has agreed to not put more spending cuts in place that what private analists like Fitch and Moody who recommended it. This recommondation to our elected representitives that 4 trillion in spending cuts is greatly needed to just start getting or finanicail house in order was just laughed out the door. It seems that all the elected officials in Washington DC. just want more of the same which is to put off doing the nations business by cutting government and shrinking our expendetures. We drastically need to shrink government like what Ronald Reagan did in the 1980's in order to save money and properly invest in our nations future. Debt my father used to say is living beyond your portfolio and their is no excuse why you should be oweing money tthat you will probabily never be able to pay back. Well, our country should learn from our older generations whether living or dead that you can not spend what you don't have in the fisrt place and so we should not be borrowing money for our grand kids and great grand kids to pay for in the future because we got to have shiney new thing tha cost us billions or trillions. If your goung to get a handle on our financial mess then we got to as a nation of free people and a goverment of elected representitives stop the debt and stop raising taxes to pay for wastefull spending. If we finally get elected people who just say no to waste,fraud and abuse of the American people we will begin to turn our great country around and make it the nation of no debt. This is a big task but in order to make our country great again we need to get serious about how and what we spend money on that way we all benefit from a better future for all of us as Americans.

Wednesday, July 27, 2011

National Debt Problem

I woke up to more news today that congress and the president have not reached a agreement on solving the financial hemorage that exists in America. I wanted to start this piece out as a nes stry but some how I can not ignore my my feelings about putting our great country of America back to a debt free nation. I think I will put some shocking facts in my piece for everyone to think about starting with every man,woman and child born to this country now owes goverment $40,000 that is real dollars and that is alot of money. I think that if your born to a great place like we are in America we should not be burdoned by reckless spending from our past generations. If you want to spend money you should be  should first save it to be a smart investor but some how goverment in America has a really reckless attitude and track record of abuse of the dollar bill. You certianly would not run a business in the red as our great countries goverment does do or you would soon find your out of business. That is no matter how much your products or services are loved by your customer you still would eventually face a day of reckoning that you have failed. Well in reckoning on goverment in America that day is unfortunately coming for reckless spending and taxation and I for one don't want to see all the people who are going to  get hurt by it. I feel that every American is entitled to a fair shot at living a good long life and not be sadlled by debt. We as a country were formed as a republic and only in the last twenty or more years of my life have I seen a real effort to ruin this republic of America which is wrong to do. Why is goverment spending more money than it takes in in taxes every year? Answer.. We as a nation of supposed to be free people are being enslaved by debt we do not have any say in over happening to us. The second part is to the answer that we are a number two in the world as a debtor nation with China being our biggest creditor which is really scary considering that China has overly vowed to destroy us in every way.  This policy is nuts to be putting our nation at so much risk by China being the almost full owner of our nation and it's economic systems. Why are we as America giving our worst enemy in the world so much power over us and our sovernty? The answer lies in greed and back room deals in Washington DC. that give COMMUNIST RED CHINA everything they want and more while the rest of America is told put up with it or shut up and don't say anything. This is a very bad public policy that errodes our nation and opens us up to a grand take over by our biggest enemy which happens to be China and it's allies. We as a nation need to cut the spending to at least even with what the nation needs and get rid of the rest of it so we put our financial house in order. We don't need to be at war with other countries when we can not afford it and we don't need to spend borrowed debt on $100.00 screwdrivers and the latest gaimmicks and programs that do nothing for us. It is time we bite the bullet and get to cutting out goverment waste and abuse of our resources so that we actually are giving ourselves and future generations a better life instead of ruining it for all of them. I know that most would not want to read that we are in real danger of our goverment collasping due to too many years of blank check and reckless spending in goverment on all levels in America. I come from being born in the late sixties and I have seen many changes both for te good and for the bad in America but our leaders in America have this attitude that one they get elected they no longer have to abide by anything which is a uniform mentality and way of doing business. These very same elected people are too busy exepting themselves from the very same laws and economics that all the rest of us in America have to suffer with which is really wrong. We need to make a sound economic plan and stick to it so that we as America no longer are by latest figures by the U.S. Treasury Dept. 156 trillion in total debt . The rising of our national debt rapidly by the end of this fiscal quarter we will achieve about 175 trillion dollars debt total is really appalling for all of us as a nation to be burdoned with as a country and a great people. If we take bold steps to rain in the spending and start a saving plan in America we will turn our country into a debt free nation and a global power house that we can be if we get the guts to get the job done and shrink goverment on every level to a manageable size which would make it better,smarter and better run organization. Here I have outlined some things that can be done to get our country back on track and make our country a industry power broker like it once was in the last century and later. Let's stop bickering about the job that has to be done by shrinking goverment and get our financial mess cleaned up so we can get our country moving again as a business,country and a free nation of people.. This is a really good plan to start with here that I have put for open discussion that can be modified and added to as needed. I welcome comments on it from my readers and hope that it is taken as a serious plan for now and the future of America to improve a great nation that we certianly are and hope that we continue to be in the future.

Thursday, July 14, 2011

Business Outreach

                                                             Business Outreach

Getting into looking at how and who in business does reach out with their brand of supporting community develeopment. Business as a whole is allways very active in promoting housing and work based programs that increase both thea awareness and financial support of social community programs. These programs such as Habitat For Humanity which builds homes for the under privilideged and the United Way Homes for Life Program are all good examples of business and the community working togethe. By bringing these needed resources and the financial backing of the more wealthy companies we build a partnership to solve community problems in both urban areas and the rural popolulation too. Business can through enterprise zones and wealth generation bring more change with innovation than can most of what goverment do on this kind of basis. The Innovators and CEO's of all size companies contribute a combined total of 83 percent of all donations to community sponsored reinvestment programs such as the ones I previosly listed and many other that I have not listed too. Forbes Magazine ranks Fortune 500 list companies that share and contribute the most to community reinvestment and new develeopment by a ladder profile. These companies like Mac Donalds,Star Bucks,Penara Bread, Exxon Mobil,CVS Pharmacy,Shaws Supermarkets and many others contribute more per capita in donation and sponsorships than all the others out there according to both Forbes And Fortune magazine. Most Chambers of Commerce and local and national Business groups are heavy involved in civic development and support of charity and community reinvestment. With the joining of business and civic organizations together it is better able to address and manage problems both at the local and national level when their is a need to be filled. The engine of business is the leaders and problem solvers who can put forward both financial and intellectial resources to get the job done and solve the commmunity needs at a more efficient and greater stable platform than can most any other vehicle do that is available. To be realistic Looking at past data from Bloomberg Online business can step into to fray and be the catalyst for great changes in community affairs with out a blue print to start with. It can offer a fresh out reach to community leaders and give more suggestions and solve problems that otherwise would be left to the back burner or never tackled at all. Partnership in a world of every day change means that you can have both businesses and civic organizations work together to achieve common goals that solve issues that beneifit both sides. By doing all this you achieve a better system of commmunity and through private business outsourcing and in partnership with civic groups. You are then able to grow a very nice urban or rural landscape that is both astetic and funtional while also creating new jobs and homes where more people will want to stay and raise their families for all future generation to come. Business is allways the solution and will continue to be the ones who reaches out to better everyones lives in concert with government and civic organzations we can grow a better future tommorrows..


Monday, June 27, 2011

Birthday and Business!!

Well it is my birthday and I am now 43 so as I sit here working it is time to celebrate my accomplishments and that of other people that have helped me get to this age. I wish to thank my dearly loved now ex wife Michelle for all the two decades of love and very interesting life shared together. I want to thank my parents for the support over the years that really made a great difference in how I turned out being a Godly man and following Jesus Christ and the Holy Bible. I wish to thank my life long friends who have stuck with me such as Fred B. and David McD. and all his family and even those lost friends I don't get to see anymore such as Jeff Mc In.. and so many others that have moved on or died. I thought I would also pay tribute to my parents dog Lester who for 24 years of his Labradoor life brought joy to me and my family and so too my very much loving Loso Apso dog who brought tons of joy to my life and Brownie who saved my life so many times from terrible things that I will never forget you either as my best friend too. To my current dog best friend I thank you Buddy for being there for me and sharing all the good of life and interesting things perticularly food. I want to thank also all my business associates,partners,affiliates and to all those in business who have mentored me to become a better and bigger business. All those with the idea of sharing my knowledege to the those who have never had the joy of being involved in creating and growing a business in this great country of America. Thanks to my readers here to for watching and reading my content as that helps keep this blog running.. Have a very Blessed Day Today!!!

Product Review For June!!

I think that these batteries are really great and they last longer than other cheaper batteries available on the market today. They are worth the investment and you will not be disappointed in how they work for you so a good value for the price of them..


Movie Review For June!!

I could go on for hours about how great this movie for which it really is and book trilogy really is great but you just got to buy the books first then buy the movies. I promise you will get hooked on the books and the movies just make it come alive a whole entire world of magic and kingdoms. This is really Hollywood at it's best and the writer of the books just is a really awesome at doing fiction novels. I give this Two Thumbs up and a Pulitzer Prize for fiction to the author and to the the maker of the movies a Golden Globe for best movie of the year.

Movie Review For June!!

Well this movie has all the components of a great thriller with Matt Damon and the whole cast doing a great job of acting in this movie. If you want action and lots of special effects then you must get purchase this movie and watch it and invite your friends over to see a great movie. I give it two thumbs up and Matt Damon really made the caracter come alive but some of the other parts were not as well written for the other actors and so you can see that they did a great job with the cast of caracters.

I listened to this audio cd and while it is not allways the type of things I like to get involved into listening to but I did find it interesting. It is a little dry for my tastes but still worth the purchase from Amazon and good for those days when bored to curl up to warm cookies and a cold glass of milk. This will for the right person keep you entertained and you can share this with a good friend listening to this CD at the same time..


Book Reviews For Month Of June!!

I find this book to be both compelling to read and unique in how it leads you into a great story. I have to put this on a must read list and well worth buying it from Amazon or dowloading it to your Kindle reader.

Tuesday, June 14, 2011

Population Changes!!

In doing current analisys of how the demographics of the United States with a current look into the state in which I am living presently I find that the population of this state and Country has changed alot in the last 3 years according to U.S. Census Dept.. More hispanics have moved from other countries to this state and on a national average have grown by 21 percent just in the last year alone to become the second largest population in America. Minorites also have become the face of long term unemployment who has shown increasing growth in the effect on social welfare programs by being dependent and not enough of them are using welfare to work job training programs. They are prodominatedly suffer descimination as due other minorities due to dealing with these language barriers to employment and housing due to the fact that we are a english speaking country. Yet the education available to this group and all minority groups is very limited because their is not enough available to hispanics and other minority groups to enable them to get a better education and thus able to become employed . The average minorities in this country usually never gets past a high school education and thus is very limited later in life by the lack of higher education and is stuck with lower paying jobs that do not allow them to have the ability to purchase a home or other basic needs. This is why most minorities now make up the fastest growing sector of homeless or either under employed or totally unemployed in America according to CNN News reports. Language training classes in this state and America really are not readily available to the average minority because these classes are very expensive for the allready under priviledged poor minority groups which makes them veunerable to being left out of housing and good paying jobs. More minority people in general have immigrated to America and to New England states in perticular because of a better job prospect until year 2008 when the economy hit rock bottom. So with these bad economic times and other barriers to jobs and housing in urban areas minorities are feeling the squeeze in the many ways to obtaining a better life in America. The average working minority has to work two jobs just to make a life for them and their families with the cost of food,gas and other necessary items being very costly it amounts to burning the candle working overtime in one or both jobs that they hold just to have housing,food and all the basic needs of life met weekly and monthly. More job training programs and skills based education oppertunities need to be available to ensure a better life for minorities and to improve the overall life of these groups of people in America. If You do this then you also get these groups off of welfare and social goverment programs that are a large financial burden for America by putting them back to work being succesfull employed persons that created usefull goods and services. This is much needed for the poor and under privilidged people of minority status to allow them to better themselves and to be engaged in a creating a better life that is both deverse and brings pride in accomplishments for the work based rewards that they receive every week in their paycheck. Work is allways a better way to a better future instead of dependent on social programs to provide for a good long healthy and happy productive life.

Friday, June 3, 2011

Poverty In America!!

I talk to a lot of people every week and I allways find it interesting to just pick on things of interest. Usually it starts out light and never gets much in depth but lately the thing that is most on everyones mind is jobs and the economy. The fact that according to the Cnn Money most Americans have seen wages frozen while prices of everything has risen to a all time higher level. This reported by the Census Beaureau that the meadium income of average Americans has dropped to a average of $22,000 means that more Americans are losing the American dream of home ownership and sending the next generation to college. Poverty is spreading into the older gernerations where it once really existed to only a very small extent and now is rapidly becoming the normal way of life instead of the exception to the rule of life. These people who once were very wealthy and now find that most or all the saving that they had is gone and are falling through the cracks of life into a endless nothing. The lack of jobs and basic services is sending more people over the edge into dire poverty that is harder to get out because of the lack of help available to the under or unemployed. We have a double standard in which the wealthy get more benifits but the poor get taxed more and burdened by more goverment regulations. This hurts the bottom tear of people who have allready can not afford even a cup of coffee in a country that is the richest on earth. The poor in this country have no where to turn to when the bottom falls out of the economy and since they have little to no savings they are the first ones to feel the economic pain. Then you add on top of it that basically most of the poor working a have a minimum wage job can not even a average apartment of $600.00 a month rental let alone even buying or renting a house it leaves most to people to turn to goverment funded programs to survive. The more I have talked to people the picture I get from them is one of total disapproval of what is happening in America with the economy but many good ideas on how to solve the current ecomnomic woes. The second thing is that most have been forced to quit work or have given up on it all together on finding a good paying job and have in order to survive they have become dependent on goverment programs such as SSDI and SSI and GPA which have forced them to be more dependent reluctantly and not want to better themselves. The unemployed and working poor have no voice in America anymore like they used to have with unions and employment training programs of the past in which helped put people back to work and being self sufficent. Most of these avenues of the poor people in America that once were funded programs have been shut off more recently because of the lack of funding for these graet programs. This has caused a lot of pain in terms of overall health and longevity due to lack of basic services available to them. We are also a country of aging popluation that is both more dependent on government services and less able to pay for basic needs that is what it is to live at the bottom of the economic spectrum for most poeple in the last 30 years. If you live a average life in America you are one of the lucky ones but then chances are you know many other people have not got all the comforts of even a home as you do and that is unfortunately what as a great country we have come to being about in the 21 century..


Buy this unit it is a great book reader and the price is very reasonable from Amazon and you will not be disappointed in this nice piece of electronic gear. I have tried it and think it works very well and is very light weight for the small size that it shipped by Amazon to you.

Friday, May 27, 2011

Book Review..
This book is worth reading and is well written even though for me I just had to put it down a lot because the story made me feel bored and so based on that I was not actually into to reading it..

Monday, May 16, 2011

Business in a Box!!

I just got up early this morning and immeadiately got to thinking about how business is like a box in which you package it correctly and it sells what ever product or service you want to market. The idea is ammittedly quirky but then all business solutions are just that type of thing anyway. Well if you want to market a product or service and get your customers to notice them you got to package them correctly. The knowledge of your product or service must be very good before you engage in selling it to your customer base. I  want to show here the new business start ups how to get your business going and what you will have to do to accomplish that task. Most new peple to business have very little idea how much paperwork and time invested is involved in setting up a new business. so going on that premise I think I will get into showing you how to get started in your own business from a prospective of my own experiance of building business and fortune 500 companies. The first thing is deciding on what you want to do which is allways the hardest part to do since there is so many choices out there to choose from these days. In this technology driven age most business start ups have some kind of techonolgy attached to them which is going to be the back bone to there new business venture. So let us say you are starting a lemon store for example that will sell lemons,lemonade and lemon cups of frozen lemon ice cream. You want top go about and incorporate your business start up to get the tax write off from Uncle Sam tax collector then you better use a 940 form and other forms to get you started but before you can fill out any other forms you will need 600 dollars just to incorporate your business and then you got to got to your state treasury and department of business regulation office to get your sales and use tax forms and state licensing filed so that you are legal business entity. You will also need to show proof of insurance in order to get your paperwork approved and get your licences given to you the same day. The same day you do this you should also file your federal forms so that is corresponds with your stae forms and insurance documents. You will need to be proactive and have a lot of patience doing all thises forms as well as waiting in line for the clerks to serve you at the counter windows in state and federal offices. Well now assuming you got all that done you are now a legal business that is ready to go make money. Your next step is to start advertizing so allways start with the cheap way of doing it and use any means that is free or costs very little such as email  and telemarketing to get you started in your new venture. Ok .. So your ads are doing well and you got some customers that are paying but your still struggling to meet your new bills like advertizing,telephone,business location (office),gas and electric etc. So now what? You got to get radio and internet ads to grow your business so you no longer have to sweat the next bill payments which now come every week. Don't forget to add putting up a new sign on your office or store so that you can be found and make sure you note that location on Google and other search engines. This will help you get to the point where you can start hiring employees to do all the different tasks that that you can nolonger do your own self due to being overwhelmed by a work load. Your point is to build a business that eventually runs itself and you reap the profit benefits and your enterprise just keeps growing and you get rich from it. This is a business in a box type of company that you should be striving for achieving this kind of success. This is just a very simple overview of what you be doing as a single person just starting out in a new venture and what you will need to do to succeed.

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Friday, May 13, 2011

Economic Meltdown!!

Starting this week with some fresh new data to look at I want to share with my readers about jobs,commerce data and other important information. Now that we are at the end of the normal business week being that it is friday it is good to look at in depth what we allready know and what we me might expect in the weeks and months ahead. First I was as all my readers know the first to accurately predict this so called economic recovery as a farce because the numbers don't lie and neither does the GDP (Gross Domestic Product Index) that index shows how much this country has grown overall. It is really a small number that it is awefull considering what we as a nation are capable of doing. I can't understand how Congress is so easy to go along with being bamboozeled by The Fed Chairmen on the data? So I am going to get into some hard core facts here and show you why when I last wrote about those GREEN SHOOTS that The FED talks about they are not being honest with America and Congress is being blinded by faulty data. Well first off let us put everything on the table and so that you can see the data and judge it for yourself. The number one thing is jobs and that is about 14 percent average unemployment depending on which state you live in America and it is harder to live on a paying job if you even have one at all. With 14 percent unemployment combined with wages that have actually decreased steadily over the last 12 years while inflation has steadily risen by 41 percent over the same period of time means we are all feeling the pinch in our portfolio. In other words the cost of living is more expensive than it was even last year by 33 percent and real saving is down due to higher prices for all goods and services. The dollar valuation has also taken a big hit if you do the math the real value decline to being 86 cents to every dollar bill according to the Commerce Dept. figures. Gas has gone to average $4.20 a gallon and worse for other fuels like home heating oil and natural gas which are seeing record high prices. Here is some other shocking figures that will interest you about the state of American economic health which is failing at a alarming rate.
Just yesterday, we learned that retail sales growth is cooling rapidly and
The gains in employment are slowing. The U.S. Bureau of Labor Statistics reported that wholesale price inflation is rising much faster than expected — up 0.8% in April alone and up 6.8% in the past 12 months!
Bottom line: The scenario presented here is America’s Financial Meltdown
ever-increasing economic pain plus soaring prices — is being played out before your very eyes!

WHY has the Fed just rated the United States a mere two levels above “junk” status?

Is the U.S. really likely to default on its debt? If not, will the crisis end or just get progressively worse?

Is the latest correction in gold and silver opening a window to buy them as a hedge against inflation? What’s the best way to invest in the precious metals?

Specifically which investments are the most certain to rise when the dollar falls?

Should I sell just my long-term treasuries? What about Treasury bills?

How about U.S. Savings Bonds? Municipal bonds? Corporate bonds?

Which investments should I be buying now for maximum profit potential as inflation and interest rates rise?

Does your higher rating on countries like China, Malaysia and South Korea mean I should be investing in their stocks and ETFs as well?

How will soaring interest rates impact the value of my home? What are your recommendations?

A crash in treasuries means that the U.S. dollar would get slaughtered — right? What should I be doing right now to protect my family from skyrocketing prices?

What will happen to my Social Security benefits if the dollar ends up buying next to nothing?

In the worst case scenario, will U.S. stocks continue to trade? Or will the markets be shut down like they were after on Black Monday?

Which stocks will get hit hardest by soaring interest rates and the crashing dollar? Are there any that will actually BENEFIT from this crisis?


Are my money market accounts safe? How about my CDs?

These questions are on the minds of everbody who is in business and employees as it effects everyone from the rich to the very poor in America. This is only part of a larger problem which include Real Estate property values going into the tank and consumer spending going at a snails pace. This is combined with the largest national debt ever recorded at 154 Trillion Dollars in national debt and we are still writing more rubber checks and debt to fund just even paying our debt payments as as well as other pork pet programs that we don't even need. To sum it up we either get our financial house in order in this country and start bailing our country out of the red ink debt load we carry or we are going to really regret not doing the right decisions now later on by our own generation and the next few generations beyond us. Hope everyone has a great day and enjoy your weekend.

Tuesday, May 3, 2011

Business Location Value

I want to talk about the most important thing in your business and the future of it this in this post. everyone might think that if you just happened to put a certian type of business in a location that you like does not allways mean that you are going to be a success. It is really more important to do a lot of research on your demographics and who your prospective customer base is going to be and what they might buy so you can choose the right location and business that fits that specific location. I am thinking of it from the point of any new business start up that wants to succeed. Not allways do things work out the way you want them to but you can make a big difference in what pofitability that your going to have both in the present and the future. So the location of your store or what every type of business you are starting into is really critical to it being a success or failure of it. The first three to five years is where most people either give up on it or go bankrupt doing their new business venture based on real statistics. Most new people that start a business make this poor judgement on location and never do the proper research on who is going to be buying the products or services. Think that big companies don't do resaerch before pouring millions or even billions into that loaction think again because they analize every aspect before putting even one cent into buying the land or existing building. I thought I would give some solid advise base on exsperiance of my ventures and other business people. So you want to be a success and you don't have much money to spend to get your new venture going? That is ok because most new business people don't have alot money available so that makes the choices more limited. But what it boils down to is lease,own or rent what ever the case may be do it with a level head and take your heart out the equation so that you make the right decision. Your future really depends on what choices you make and who you get in your network of business support. So why does location and network have to do with being a successfull business? Well they both are intertwined because they are both needed to bring your business into getting out your message that you are here to make money and have great place to come to and fantastic products and services that you can offer to your customer base. So in closing if you think smartly and choose the right business and location combined with a good message and network of people then you can start making money that is going to bring your business up from nothing into a well respected vendor of quality and good customer service and great products and services..

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